Here’s what we typically ask for. Gathering these up front helps us move faster and keep your timeline on track.
Income
- Most current paycheck stubs covering one full month
- W-2s from all employers for past two years
- Federal tax returns for past two years – including all schedules
Assets
- Bank account statements for the past two months
- Investment account statements for the past two months
- 401k / IRA / Stock - most recent statements
Other
- Copy of driver’s license for all borrowers
- Divorce – signed divorce decree
- Bankruptcy – all pages including discharge
Call for specific guidelines regarding any of the following:
- Child Support and/or Alimony
- Social Security / Retirement income
- Self-Employment
- Derogatory credit
