Loan Checklist & Required Documentation

Income

  • Most current paycheck stubs covering one full month
  • W-2’s from all employers for past two years
  • Federal tax returns for past two years – including all schedules

Assets

  • Bank account statements for the past two months
  • Investment account statements for the past two months
  • 401k / IRA / Stock - most recent statements

Other

  • Copy of driver’s license for all borrowers
  • Divorce – signed divorce decree
  • Bankruptcy – all pages including discharge

Call for specific guidelines regarding any of the following:

  • Child Support and/or Alimony
  • Social Security / Retirement income
  • Self-Employment
  • Derogatory credit